loan calculator

What will my payment be?

Calculate monthly payments, total interest, and how the balance shrinks over time. Works for mortgages, auto loans, and personal loans.

monthly payment
$1,896.20
total paid
$682,633
total interest
$382,633
balance over time
year 1
balance $296,647
interest $19,401
year 5
balance $280,833
interest $94,605
year 10
balance $254,328
interest $181,873
year 15
balance $217,677
interest $258,994
year 20
balance $166,996
interest $322,085
year 30
balance $0
interest $382,633
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Frequently asked

Is this tool free?
Yes. The loan calculator is completely free. Run as many scenarios as you want for mortgages, auto loans, or personal loans.
Do I need to sign up?
No. Enter the loan amount, rate, and term to see the result. No account required.
Is my data private?
All amortization math runs in your browser. Your financial details are never sent to any server or stored anywhere.
Does it show an amortization schedule?
Yes. The tool displays your monthly payment, total interest paid, and balance snapshots at key year marks (1, 5, 10, 15, 20, and 30 years) so you can see how the loan pays down over time.