tax calculator

What is my take-home pay?

Federal income tax estimator with Social Security and Medicare. State tax not included.

Tax year 2025Uses IRS 2025 federal brackets, standard deductions, SS wage base, and FICA thresholds (Rev. Proc. 2024-40; returns filed April 2026). This is not a 2026-tax-year estimator — the IRS 2026 brackets differ.
annual take-home
$68,184
About $5,682/month or $2,622/biweekly
gross
$85,000
standard deduction
-$15,000
taxable income
$70,000
federal tax
-$10,314
social security
-$5,270
medicare
-$1,233
effective tax rate: 19.8%
by bracket
10%
$11,925
$1,193
12%
$36,550
$4,386
22%
$21,525
$4,736
AIExplain these tax brackets

Frequently asked

Is this tool free?
Yes. The tax calculator is completely free. Estimate your federal tax and take-home pay at no cost.
Do I need to sign up?
No. Enter your income and filing status to see the breakdown. No account needed.
Is my data private?
All tax bracket math and FICA calculations run in your browser. Your income is never sent to any server or stored anywhere.
What taxes does it cover?
US 2025 federal income tax brackets, Social Security, and Medicare. It shows your effective and marginal tax rates, a per-bracket breakdown, and monthly and biweekly take-home estimates. State taxes are not included.